Interest Rate on Pre-mature Closure - In instances of premature closure happening after 5 years, the interest rate applied would be 1.25% lower than the contracted rate or the base rate relevant to the period of the deposit held with HDFC Bank, again, the lower of the two will be chosen.If there happens to be a premature closure (which includes sweep-in or partial closure) on or before 5 years, the applicable interest rate would be 1% below the rate agreed upon at the time of the contract or the base rate applicable for the duration of the deposit with HDFC Bank, with the lower of the two being chosen. Timeline - The timeline for the HDFC Bank fixed deposit rates can be set for a period ranging from 1 day up to 10 years.The deposit amount for this scheme can be anything up to INR 5 crores. Rate of Interest - The HDFC Bank FD rate is 0.75% for senior citizens, a premium increment of 0.25% over the existing 0.50% premium.The scheme extends to both the booking of new fixed deposits and renewals. Please note this is not applicable to Non-Residential Indians (NRIs).

Age - The HDFC fixed deposit scheme under discussion is exclusively available to resident senior citizens aged 60 and above in India.

NRE/NRO/Domestic HDFC Non-Withdrawable Rates for Amount More than ₹5 Croresįeatures and Types of HDFC Fixed Deposits Senior Citizen Care FD.

NRE/NRO/Domestic HDFC Term Deposit Rates for more than or equal to ₹5 Crores.

Domestic HDFC FD Rates for more than ₹2 Crores and less than 5 Crores.

Domestic HDFC FD Rates for below ₹2 Crores.

Which Documents Are Required for Opening an HDFC Fixed Deposit?.

Who are Eligible to Open an HDFC Fixed Deposit?.

Premature Closure of HDFC Fixed Deposit.

What’s the Process to Apply for a Loan Against HDFC Fixed Deposit?.

What are the Benefits of a Loan Against an HDFC Fixed Deposit?.

What are the Key Features of a Loan Against an HDFC Fixed Deposit?.

What are the Eligibility Criteria to Apply for Loan Against HDFC Fixed Deposit?.

Resident Foreign Currency (RFC) Fixed Deposit.

Foreign Currency Non-Resident Account (FCNR) Fixed Deposit.

Features and Types of HDFC Fixed Deposits.

Hdfc bank fixed deposit rates 2022